Finova! Terms and Conditions of Use

Please read these terms carefully before using fi-nova.com and the Finova! platform.

1. Acceptance of the terms

By accessing or using the fi-nova.com website and the Finova! platform (collectively, the “Services”), you agree to be bound by these Terms and Conditions of Use (“Terms”), as well as by our Privacy Policy. If you use the Services on behalf of a company or organization, you represent and warrant that you have the authority to accept these Terms on its behalf. If you do not agree with any provision of these Terms, you must not use the Services.

2. Services provided

Finova! is a financial management platform designed to help companies and businesses organize their accounts, income, expenses and financial projections, among other operational features. Without limitation, Finova! may provide, among others: • Dashboards and visualization of financial metrics. • Recording of income, expenses and transfers between accounts. • Categorization and analysis tools. • Additional features communicated on the website or within the product. We reserve the right to modify, extend or reduce the functionalities of the Services at any time, with or without prior notice, as long as such changes do not affect rights already acquired under specific agreements signed with you.

3. Acceptable use of the platform

You agree to use Finova! in a responsible manner and in accordance with applicable law. In particular, you agree NOT to: • Use the Services for illegal, fraudulent or otherwise unlawful activities, or in a way that infringes third-party rights. • Attempt to gain unauthorized access to systems, accounts or data belonging to other users. • Introduce malicious code, viruses, automated scripts or other elements that may damage or interfere with the operation of the platform. • Use the platform to store or transmit content that is defamatory, offensive, discriminatory or otherwise unlawful. • Reverse engineer, decompile or attempt to obtain the source code of underlying systems, except where permitted by law. Finova! reserves the right to suspend or terminate access to the Services if misuse or a violation of these Terms is detected, without prejudice to any legal actions that may be available.

4. Intellectual property

All intellectual and industrial property rights over the Finova! platform, the fi-nova.com website, its design, source code, trademarks, logos, user interfaces, graphics and other related content belong to Finova! or its licensors and are protected by applicable laws. Unless expressly authorized in writing, you are not granted any rights over such elements other than those strictly necessary to access and use the Services in accordance with these Terms. You are prohibited from: • Reproducing, distributing, modifying, creating derivative works, publicly displaying or otherwise exploiting the contents of the platform, except in cases permitted by applicable law. • Using Finova! trademarks, trade names or logos without prior written authorization. The data and content you upload to the platform remain your property. By using Finova!, you grant us a limited license to process such data solely for the purpose of providing the Services, in accordance with our Privacy Policy.

5. Limitation of liability

Finova! provides the Services “as is” and “as available”, without warranties of any kind, whether express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose or non-infringement. To the fullest extent permitted by applicable law, Finova! shall not be liable for: • Loss of profits, revenue, data or financial information arising from the use of, or inability to use, the Services. • Interruptions, errors, connection failures, delays or technical issues beyond our reasonable control. • Any indirect, incidental, special or consequential damages related to the use of the platform. Nothing in these Terms excludes or limits our liability where such limitation is not permitted under applicable law.

6. Privacy and data protection

The processing of your personal data is governed by our Privacy Policy, available at fi-nova.com/privacy (or at the updated URL indicated on the website). By using the Services, you acknowledge that you have read and understood our Privacy Policy and accept the way in which Finova! collects, uses and protects your personal data, in accordance with the applicable regulations.

7. Changes to these terms

We may update or amend these Terms at any time to reflect changes in the Services, in applicable regulations or in our internal practices. When we make material changes, we will make reasonable efforts to notify you through the website, within the product or by other suitable means (for example, email if you have an active subscription). The current version of the Terms will always be available at fi-nova.com. Your continued use of the Services after the effective date of the changes will constitute acceptance of the updated Terms.

8. Governing law and jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the country or jurisdiction indicated by Finova! in the specific contracts or commercial agreements entered into with you. In the absence of an express indication, the laws of the country where Finova! has its main place of business shall apply. In the event of any dispute, the parties agree to first seek an amicable resolution. If this is not possible, and unless otherwise required by law, the parties submit to the jurisdiction of the competent courts of such jurisdiction, waiving any other forum that may apply.